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No Credit Loans
Don’t have credit cards? No car loan, student loan or home mortgage? No other credit? This means you don’t have a credit report with a score that most lenders demand. Banks require these to rank or 'score' your loan to determine your credit worthiness and what rate and terms they will offer you, if any.
As long as you have some down payment money, we have a loan source that does not require credit card or loan history and therefore is not based on credit scores. Instead, this loan simply allows for alternative documents that show you pay your bills for monthly living expenses. We have your MORTGAGE SOLUTIONS!
| Read about available loans and click the "more info" link for further details. | FHA Loans: The perfect loan for first-time home buyers who can prove their income (with good or blemished credit). Click for more info. | Sub-Prime Loans: A great option for credit challenged people who want to buy a home or who need to refinance to consolidate debt or lower their rate. Click for more info. |
| 100 - 125% Financed Loans: A terrific opportunity for imperfect credit people, with little or no cash, who can prove their income and want to own! Click for more info. | No Income / No Asset Verification Loans: For perfect as well as problem credit people who are self-employed or those who cannot prove their income. Click for more info. | No Credit Loans: Many programs for those who have no traditional credit lines or credit scores. Click for more info. |
| Jumbo Loans: Have a big mortgage and other debt? Let us restructure for you and reduce your monthly outlay. Click for more info. | Construction Loans: Don't think you qualify because of credit history? Think again. Click for more info. | College Grads: New or recent graduate? Looking to get a jumpstart on the advantages of home ownership? Click for more info. |
| Mixed-Use & Commercial Loans: Great products for business expansion, cash outs for supplier payoff and other debt, investments and more. Click for more info. | Business Loans: Starting a new venture? Expanding your business? Up to 90% loans are available for purchases and working capital! Click for more info. | Foreign Nationals: As long as you can provide a social security number, you too can experience the American dream of home ownership! Click for more info. |
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